Sharing a resource from Wellnest called Financial Boundaries that you or someone you know may find of interest.
Holiday Money Stress Is Real 
How to Spend With Intention.
Scripts for Financial Boundaries
The Kind Decline:
“I’m keeping gifts simple this year so I can stay within my budget. Thanks for understanding.”
The Spending Intention Reframe:
“I’m being more mindful about holiday costs, so I’m saying yes to things that feel meaningful and no to what drains me.”
The Low-Key Alternative:
“I’d love to celebrate together. Can we do something budget-friendly, like a coffee or walk?”
Your “no” creates room for intentional yeses.
Staying within budget. Slow mornings. Smaller gatherings. Quiet joy. All of this counts as holiday magic too.
N-O is my new YES https://youtu.be/fMntBH4TADU?
This season, honour your capacity. Boundaries aren’t barriers—they’re bridges back to yourself.
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